Free tools

Free tools for buying a business

The calculators every buyer reaches for when sizing up a deal. No account, no email, nothing to unlock. Run the numbers, then find the businesses they are for.

New · Free readiness assessmentAm I ready to buy a business?Ten quick questions across the five things that decide whether a buyer gets taken seriously. An honest read on where you stand — no email, nothing saved.Take the assessment →

SBA Loan CalculatorEstimate the monthly payment, annual debt service, and total interest on an SBA 7(a) acquisition loan.Open calculator →DSCR CalculatorCheck whether a business throws off enough cash to cover its acquisition loan, the way SBA lenders do.Open calculator →SDE CalculatorAdd back owner compensation, interest, and depreciation to find a business's true owner earnings.Open calculator →Business Valuation CalculatorTurn SDE or EBITDA and a multiple into a valuation range for a main-street business.Open calculator →Max Purchase Price CalculatorWork backward from cash flow and a target coverage ratio to the most you can pay for a business.Open calculator →

Numbers are step one. Deals are step two.

Clef brings 125,000+ businesses for sale from 300+ marketplaces and broker sites into one searchable feed, with financials, alerts, and pipeline tracking to run your whole search in one place.

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