Specialty Trades (HVAC, Plumbing, Electrical)St. Charles County, Missouri1 mo ago

Small HVAC Business

Sourced from public listings. Figures as listed, unverified.

Small HVAC Business is a specialty trades (hvac, plumbing, electrical) business for sale in St. Charles County, Missouri. Listed at $95K, with approximately $80K in annual cash flow on $300K in revenue, about a 1.19× multiple. Owner relocating family. Owner willing to train.

Asking price
$95K
Cash flow (SDE/EBITDA)
$80K
Multiple
1.19×
Revenue
$300K

Why this business stands out

  • Owner relocating family
  • Owner willing to train
  • Owner may finance with personal guarantee
  • Business is home-based
  • Established 10 years ago
  • 3 employees
  • 50+ maintenance contracts
  • A+ BBB rating

Financing snapshot

An illustrative SBA 7(a) scenario at 10% down over 10 years. Model your own terms in the SBA loan calculator.

Asking price$95,000
Est. down payment (10%)$9,500
Est. SBA loan$85,500
Est. monthly payment$1,202
Owner cash flow after debt$65,575
Debt service coverageStrong coverage5.55x

Illustrative only, not a financing offer. Actual terms vary by lender and deal. Check coverage in the DSCR calculator.

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  • Source & listing link
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Frequently asked questions

How much does this specialty trades (hvac, plumbing, electrical) business cost?

The asking price is $95K. Exact terms and any seller financing are confirmed with the seller after you create a free Clef account.

What is the cash flow and valuation multiple?

This business reports approximately $80K in annual cash flow (SDE/EBITDA), a 1.19× multiple on the asking price.

Where is this business located?

It operates in St. Charles County, Missouri. Full location and source details are shown once you create a free Clef account.

Can this acquisition be financed with an SBA loan?

Businesses in this range typically qualify for SBA 7(a) financing covering up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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Small HVAC Business for Sale in Missouri · Clef