Restaurants & Food ServiceSt. Johns County, Florida2 mo ago

American Fast-Casual Restaurant

Sourced from public listings. Figures as listed, unverified.

American Fast-Casual Restaurant is a restaurants & food service business for sale in St. Johns County, Florida. Listed at $495K, with approximately $100K in annual cash flow on $1.24M in revenue, about a 4.96× multiple. Semi-absentee ownership. Experienced management team and staff in place.

Asking price
$495K
Cash flow (SDE/EBITDA)
$100K
Multiple
4.96×
Revenue
$1.24M

Why this business stands out

  • Semi-absentee ownership
  • Experienced management team and staff in place
  • Located in St. Augustine's historic district
  • Strong reputation for quality menu
  • High-traffic roadway location
  • Owner works 35 hours per week
  • Other interests is reason for sale
  • 13 employees

Financing snapshot

An illustrative SBA 7(a) scenario at 10% down over 10 years. Model your own terms in the SBA loan calculator.

Asking price$495,000
Est. down payment (10%)$49,500
Est. SBA loan$445,500
Est. monthly payment$6,264
Owner cash flow after debt$24,838
Debt service coverageMeets the SBA bar1.33x

Illustrative only, not a financing offer. Actual terms vary by lender and deal. Check coverage in the DSCR calculator.

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Frequently asked questions

How much does this restaurants & food service business cost?

The asking price is $495K. Exact terms and any seller financing are confirmed with the seller after you create a free Clef account.

What is the cash flow and valuation multiple?

This business reports approximately $100K in annual cash flow (SDE/EBITDA), a 4.96× multiple on the asking price.

Where is this business located?

It operates in St. Johns County, Florida. Full location and source details are shown once you create a free Clef account.

Can this acquisition be financed with an SBA loan?

Businesses in this range typically qualify for SBA 7(a) financing covering up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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